Notice to creditors regarding the estate of Elsie Mae Carmichael.

Probate IN THE CIRCUIT COURT FOR DUVAL COUNTY, FLORIDA PROBATE DIVISION File No. 16-2026-CP-000004 Division PR-A IN RE: ESTATE OF ELSIE MAE CARMICHAEL Deceased. NOTICE TO CREDITORS The administration of the estate of ELSIE MAE CARMICHAEL, deceased, whose date of death was June 8, 2025, is pending in the Circuit Court for Duval County, Florida, Probate Division, the address of which is 501 West Adams Street, Room 1260, Jacksonville, FL 32202. The names and addresses of the personal representative and the personal representatives attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedents estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedents estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENTS DATE OF DEATH IS BARRED. The personal representative has no duty to discover whether any property held at the time of the decedents death by the decedent or the decedents surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. The date of first publication of this notice is January 29, 2026. Personal Representative: LATANYA CARMICHAEL Attorney for Personal Representative: JOHN A. WILLIAMS, ESQ. Florida Bar No. 0486728 Attorney for LaTanya Carmichael The Law Offices of John A. Williams, PLLC 7408 Van Dyke Road Odessa, Florida 33556 Office (813) 402-0442 Fax (813) 210-8514 E-Mail: john@johnawilliamslaw.com Secondary E-Mail: service@johnawilliamslaw.com Jan. 29, Feb. 5 (26-00635D)