What is the purpose of the Plan of Conversion and Reorganization?

The Plan allows Rhinebeck Bancorp, MHC to convert from a mutual holding company to a stock holding company.

When was the Plan adopted?

The Plan was adopted on February 10, 2026.

What will happen to Rhinebeck Bancorp, MHC after the conversion?

Rhinebeck Bancorp, MHC will cease to exist after the conversion.

What is the eligibility record date for subscription rights?

The eligibility record date is December 31, 2024.

Will deposit accounts at Rhinebeck Bank change after the conversion?

No, the terms of deposit accounts will remain unchanged and insured.

NoticeRegistry

Feb 15, 2026 Legal Notice: Poughkeepsie, New York, Poughkeepsie, NY | NoticeRegistry | New York — NoticeRegistry

Rhinebeck Bancorp, MHC is converting to a stock holding company.

Official Courthouse Record · AI-summarized for clarity

Published: Feb 15, 2026
Category: Legal Notice
City: Poughkeepsie
Address: Poughkeepsie, New York

What You Should Do Next

1
Check Eligibility by Deadline
Ensure you are an eligible account holder by December 31, 2024, to receive subscription rights for shares of Rhinebeck Bancorp, Inc.
2
Attend Special Meeting
Participate in the special meeting of depositors to vote on the Plan, where at least 75% of votes must be in favor for approval.
3
Contact for Questions
Reach out to Rhinebeck Bank's customer service for any inquiries regarding your eligibility or the conversion process.
4
Monitor Regulatory Approvals
Stay updated on the approval status from the Federal Reserve Board and NYSDFS, as this will affect the timeline of the conversion.

Frequently Asked Questions

What is the purpose of the Plan of Conversion and Reorganization?: The Plan allows Rhinebeck Bancorp, MHC to convert from a mutual holding company to a stock holding company.
When was the Plan adopted?: The Plan was adopted on February 10, 2026.
What will happen to Rhinebeck Bancorp, MHC after the conversion?: Rhinebeck Bancorp, MHC will cease to exist after the conversion.
What is the eligibility record date for subscription rights?: The eligibility record date is December 31, 2024.
Will deposit accounts at Rhinebeck Bank change after the conversion?: No, the terms of deposit accounts will remain unchanged and insured.

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